Free Payroll Breakdown Calculator — Gross to Net Pay
A payroll breakdown calculator computes an employee's net pay by starting with gross salary and subtracting all earnings adjustments, pre-tax deductions (health insurance, pension), income tax withholding, and post-tax deductions. This tool gives a line-by-line payslip breakdown for any salary structure.
How to use Payroll Breakdown Calculator
Enter gross salary
Input the employee's monthly or annual gross salary.
Add earnings and deductions
Add allowances (housing, transport) and deductions (pension, health, tax). Set each as fixed amount or percentage of gross.
See net pay breakdown
The calculator shows total earnings, total deductions, and final net pay — ready to use as a payslip.
Frequently asked questions
Gross pay is the total compensation agreed in the employment contract before any deductions — base salary plus bonuses, allowances, and overtime pay. Net pay (take-home pay) is the amount deposited into the employee's account after income tax withholding, employee pension contributions, health insurance premiums, and any other authorized pre-tax and post-tax deductions are subtracted from gross.
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Further reading
Authority documentation and specifications behind this tool.
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